Mortgage Loan Originator

Location: Phoenix, Arizona
Mortgage Loan Originator

Responsible for the origination of quality home loans, and all client interaction from application to closing, including but not limited to: evaluation of customer needs, taking applications, obtaining necessary customer documents,and overseeing the loan process

Additional Responsibilities:
• Ability to source, evaluate and structure mortgage financing requests for new and existing customers
• Attract new customers through a variety of sales efforts, including but not limited to, attending realtor meetings and home buyer
seminars, creating working relationships with Real Estate agents, builders, developers and other related professionals
• Able to analyze credit data matching customer needs with appropriate loan products
• Ability to negotiate terms and conditions of loans with clients
• Utilizes Suburban Mortgage programs to meet customer needs with alternative broker-out products as a secondary choice
• Manage a pipeline and follow up on current loans to ensure conformity with terms
• Know local and industry trends and developments, as well as rules, regulations, and requirements pertaining to the industry.
• Primary point of contact from application through closing
• Update and manage database for marketing with new business and client information

• NMLS License Required
• Minimum three years of mortgage lending experience
• Working knowledge of standard loan products in the industry- FNMA, FHLMC, VA, FHA, USDA and strong familiarity with underwriting standards

• Strong communication and business-relationship skills
• Detail oriented with strong organizational and follow-through skills
• Experience with Encompass a plus
• Able to competently perform mathematical and analytical tasks
• Ability to speak and present confidently in front of groups
• Complete understanding of current mortgage laws, guidelines, loan programs and trends
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